HOM'D — Find | Buy | Sell | Own
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How RISCERA protects you

RISCERA is HOM'D's designated security partner. Its data classifications and policy model shape how HOM'D decides who can do what on every sensitive action, and each decision is recorded in an audit trail.

Integration pending
RISCERA security partner — Security Partner: RISCERASecurity Partner: RISCERA

Every sensitive action passes through this pipeline

ACTOR→IDENTITY→ROLE / CAPABILITY→TRANSACTION→RESOURCE→POLICY DECISION→ALLOW / DENY / VERIFY / HOLD→AUDIT EVENT
ALLOW
Action permitted.
DENY
Role does not hold the required capability.
STEP_UP_VERIFY
Identity re-verification required before proceeding.
SECURITY_HOLD
Action paused for security review.

Data classifications

PUBLIC
Listings, marketing content, public property facts.
Policy: Standard access controls
TRANSACTION
Shared transaction data: checklist, parties, dates.
Policy: Transaction membership required
CONFIDENTIAL
Documents, reports, messages.
Policy: Explicit party visibility rules
RESTRICTED_FINANCIAL
Buyer financial information, lender requests.
Policy: Buyer-authorized parties only; never exposed to seller or unrelated providers
HIGHLY_RESTRICTED_IDENTITY
Government ID, identity verification data.
Policy: Step-up verification required
PAYMENT_CRITICAL
Payment instructions, funding destinations.
Policy: Step-up verification and change controls; raw banking credentials never stored in app records

AI guides and their limits

Property Intelligence Guide
  • ✓ Explain property intelligence categories
  • ✓ Explain risk indicators in plain language
Transaction Guide
  • ✓ Explain checklist items and why they matter
  • ✓ Suggest resources and next steps
Financing Guide
  • ✓ Explain financing stages
  • ✓ Explain document requests (only with buyer authorization)
Provider Matching Guide
  • ✓ Compare provider types and typical services
  • ✓ Explain how to evaluate a provider
AI can never independently:
  • ✗ Sign documents
  • ✗ Accept or reject offers
  • ✗ Change contracts
  • ✗ Change payment instructions
  • ✗ Release funds
  • ✗ Share restricted financial data without authorization
  • ✗ Make professional or licensed decisions for the consumer