HOM'D — Find | Buy | Sell | Own

Settings

Phase 1 RISCERA foundation — the security, identity, permission, risk, and evidence layer.

Policy pipeline

ACTOR→IDENTITY→ROLE / CAPABILITY→TRANSACTION→RESOURCE→POLICY DECISION→ALLOW / DENY / VERIFY / HOLD→AUDIT EVENT

Data classification policy

PUBLIC
Listings, marketing content, public property facts.
Standard access controls
TRANSACTION
Shared transaction data: checklist, parties, dates.
Transaction membership required
CONFIDENTIAL
Documents, reports, messages.
Explicit party visibility rules
RESTRICTED_FINANCIAL
Buyer financial information, lender requests.
Buyer-authorized parties only; never exposed to seller or unrelated providers
HIGHLY_RESTRICTED_IDENTITY
Government ID, identity verification data.
Step-up verification required
PAYMENT_CRITICAL
Payment instructions, funding destinations.
Step-up verification and change controls; raw banking credentials never stored in app records

Policy outcomes

ALLOW
Action permitted.
DENY
Role does not hold the required capability.
STEP_UP_VERIFY
Identity re-verification required before proceeding.
SECURITY_HOLD
Action paused for security review.

AI agent permissions

AI roles are explicitly scoped — no universal access.

Property Intelligence Guide
  • ✓ Explain property intelligence categories
  • ✓ Explain risk indicators in plain language
Transaction Guide
  • ✓ Explain checklist items and why they matter
  • ✓ Suggest resources and next steps
Financing Guide
  • ✓ Explain financing stages
  • ✓ Explain document requests (only with buyer authorization)
Provider Matching Guide
  • ✓ Compare provider types and typical services
  • ✓ Explain how to evaluate a provider
AI can never independently:
  • ✗ Sign documents
  • ✗ Accept or reject offers
  • ✗ Change contracts
  • ✗ Change payment instructions
  • ✗ Release funds
  • ✗ Share restricted financial data without authorization
  • ✗ Make professional or licensed decisions for the consumer

Test property walkthrough

Creates one private test home with the records a real homeowner would have — a home layout, a Water Leak marker, home systems, maintenance, service history, property records, and an active project — so you can walk the full journey without touching a real property. Only administrators can see it, it is never listed, and it can be removed at any time.

No test property yet

Creating one takes a few seconds. If a seed already exists it is reused — never duplicated.

Unauthorized

Test records are flagged as test-only and readable only by administrators — they never appear in the marketplace, another account's My Properties, or any shared view.

Demo & test data reset

Run in order: purge, then detach, then reseed. Each step is repeatable and reports what it removed or created.

Purge test leftovers

Deletes accounts' leftover records: junk providers, duplicate homes, subscriptions, coverage, storefronts, messages, and more.

Detach demo content

Demo homes and providers belong to no user: flagged as placeholders, removed from My Properties and provider tools, still publicly visible.

Wipe & reseed marketplace

Resets subscriptions (waived), coverage for both demo markets, and storefronts with structured priced services.